South Carolina Insurance Practice Exam

Which of the following does Medicare Part D cover?

1. Hospital services

2. Prescription drugs

3. Preventive care

4. Rehabilitation services

The correct answer is: Prescription drugs

Medicare Part D is specifically designed to provide coverage for prescription drugs. This program is intended to help beneficiaries afford the cost of medications, making it easier for them to get the prescriptions they need to manage their health conditions. It operates through private insurance companies that provide drug plans approved by Medicare, allowing seniors and certain individuals with disabilities to enroll in plans that best fit their medication needs. Other options in the question pertain to different aspects of healthcare coverage provided by various parts of Medicare. For instance, hospital services are typically covered under Medicare Part A, which focuses on inpatient hospital stays and related services. Preventive care, aimed at early detection and treatment of health issues, is covered under Medicare Part B, which is primarily focused on outpatient care and medically necessary services. Rehabilitation services may also be covered under Part A or Part B depending on the nature of the service provided. Therefore, while those options are important components of Medicare coverage, they do not pertain specifically to the focus of Medicare Part D, which is solely for prescription drugs.